Mutual funds · NPS — one account
A liquid fund: your money sits in very short-term, low-risk holdings, so its value barely moves. Ask for it on any working day — the hospital bill, the bike repair, the week work dries up — and it is in your bank in about a day.
A balanced advantage fund: it moves between shares and safer holdings on its own as the market changes. Over three years or more it aims to grow faster than a bank account, without the sharpest swings of a pure share fund. The value does rise and fall.
The government’s pension account, run under PFRDA. What you put in stays locked until you turn 60 — that lock is what turns small weekly amounts into a monthly income — and it carries a tax deduction under 80CCD(1B).
Mutual funds are subject to market risk. Past performance does not guarantee future returns.
Your number, your PAN, your bank account. Done on the phone — no branch, no forms to post, no agent visit.
Send from PhonePe, Google Pay, Paytm or your bank's app, from ₹100. Set it to repeat every week, or just send it yourself after a good one.
Ask for your emergency money and it reaches your bank in about a day. The rest keeps growing until you want it — and you always see what went in and what it is worth.
